409A Direct

Hardship Withdrawal

A severe financial hardship of the participant resulting from (a) an illness or accident of the participant, the participant participant’s spouse, the participant’s beneficiary, or the participant’s dependent; (b) a loss of the participant’s property due to casualty; or (c) such other similar extraordinary and unforeseeable circumstances arising as a result of events beyond the control of the participant, all as determined in the sole discretion of the Plan Administrative Committee.

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