409A Direct

Is my company a good fit for 409A Direct?

What kind of businesses are considered ideal clients for 409A Deferred Compensation Plans?

Company Type Long-Term DCP Short-Term DCP2
Public Company
Private Company
Nonprofit X X
Eligible Group Long-Term DCP Short-Term DCP2
Highly Compensated/Management < 15%1
Highly Compensated/Management > 15% X
Board of Directors
1099 Employees3
Majority Shareholders - S Corp X X
Minority Shareholders - S Corp
Majority Shareholders - C Corp
Minority Shareholders - C Corp
Non-Highly Compensated X
1Total employee base
2Not subject to 409A
3Best established as a separate plan

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